Commercial credit insurance

Our clients obtain tangible results when they cooperate with us regarding commercial credit insurance.

Savings. We reduce costs of commercial credit insurance.

Commercial credit insurance is one of our fields of expertise. We are one of the biggest brokers in Poland dealing with insuring commercial credit. We cooperate with the most renowned insurers. Thank to our efforts and many years experience the clients can reduce costs of commercial credit insurance.

We minimize risk.

Commercial credit insurance makes running one’s own business far less risky. Our clients obtain credible information about the contractors they give commercial credit to and if payment difficulties arise, they receive compensation. Commercial credit insurance means good protection and is a way to get a competitive advantage on the market.

We have many years’ experience. We use international solutions.

We have over ten years of experience with commercial credit insurance. We belong to the prestigious association of independent insurance brokers Credit Risk Partners Network. This association unites insurance brokers performing their activities in Great Britain, Spain, France, Belgium, Holland and Germany, specializing in commercial credit insurance. The aim of the brokers united in the CRP is mutual help with arranging insurance protection of the amounts due to the clients possessing their branches, subsidiaries or joint ventures in other countries, as well as exchange of experience. Thus we permanently enhance our skills and acquire knowledge and experience on an international level.

We negotiate with various insurers. We prepare professional recommendations.

We always negotiate with many different insurers. After receiving their offers we prepare their comparative analysis, taking into account the most important criteria agreed upon during meetings. The obligatory criteria which constitute the basis for comparing offers include: financial parameters (rates, minimum premium, risk assessment cost, debt collection costs), scope of insurer’s duties and the level of the offered credit limits.

On the basis of the comparative analysis a group of insurance establishments is selected, and further negotiations with them take the form of three-party meetings (client-broker-insurer). This ensures that the clauses of the insurance contract reflect the individual needs of our clients.

We offer a constant and professional broker service.

After we have negotiated very attractive commercial credit insurance conditions and ensured signing a general contract agreement, all clients can count on our constant and professional broker service. Within the broker service we take every action necessary to serve our clients appropriately, in particular we:

carefully prepare our clients for the insurer’s requirements concerning dealing with due amounts in commerce and debt collection,
offer constant support and advice regarding current insurance service,
arrange regular meetings with an insurer’s credit analyst who is responsible for setting credit limits,
help with claims adjustment,
react to current needs of the clients,
remind about payments of premiums and installments which are due soon,
monitor expiry dates of insurance policies for the purposes of an annual verification of the binding insurance terms in view of current market trends,
advise our clients on all matters concerned with insurance and insurance law.