Advantages of our broker service

Why does co-operation with us pay off?

We reduce insurance costs.

We analyze and define our client’s needs concerning insurance and then negotiate with many different insurance bodies. When the negotiations are closed, our client receives a list of offers along with our recommendations. If needed, we ensure closing a general contract with the insurance body, which secures stability of insurance premiums while the contract is binding, defines insurance terms and introduces simplified insurance procedures allowing for possibility of self-adjustment of some damages.

This way of proceeding not only significantly improves insurance conditions and simplifies insurance procedures but also leads to reduction of insurance costs. Thanks to our intervention, you can pay less for your insurance.

We optimize the range of insurance protection.

We start the co-operation by carrying out an insurance audit. Here we analyze our clients’ needs concerning insurance, assess risks concerned with their commercial activities and their existent insurance protection. On the basis of such analyses we create an insurance program, which optimally protects the interests of our clients – we modify the insurance range and negotiate special conditions and insurance procedures with insurance companies.

As a result our clients receive "tailored insurance".

We apply preventative measures.

Insurance aims at adjusting claims. However, in our opinion, it is equally important to prevent claims, diminish the frequency of their occurrence and minimize the effects of damages. We know from experience that in many cases damage can be avoided by taking certain steps. Thus we set great store in preventive measures, prepare informational material for our clients and their employees and carry out training. We help with the creation and implementation of special programs in order to diminish loss ratio, especially with regard to vehicle insurance.

Thus our clients can reduce their loss ratio, which means a reduction of insurance costs.

We help if damage occurs.

We have a professional claims department. If damage occurs we support our clients with advice and practical help. We inform how to proceed with regard to the damage, represent the client before the insurance company, monitor the claim adjustment process and analyze decisions made by the insurance company in view of the insurance contract clauses and legal regulations. If we consider that the decision made by the insurance company is wrong, we draw up an appeal. We also co-operate with legal offices which specialize in insurance issues and support us with claims adjustment.

We act profesionally.

For over ten years we have been dealing in broker services for small and medium businesses as well as large companies, leasing firms, banks and financial institutions, providing all kinds of insurance.

Our employees hold the Polish Financial Supervision Authority license for conducting insurance broker activity. They take part in regular training related to their fields of expertise.

Thus our Clients are given a guarantee of professional service.

We set great store in the quality of the services provided.

Clients are served utilizing the KRAB computer program, created specifically for our company’s purposes. It allows monitoring of every process.

The high quality of services offered is confirmed by the ISO Quality Management Certificate 9001:2000 for providing broker services, especially claims adjustment.

We offer our clients a constant and professional broker service.

During the whole period of co-operation our clients can count on our professional support:

we remind about premiums (installments) which are due and inform about the sum of the premium, the name and account number of the relevant insurance company,
we negotiate terms of conditions of a new contract before the old one expires, presenting offers of many insurance companies to the clients,
we apply for an extension of the insurance protection on the previously negotiated conditions to include property bought by the client while the insurance protection is binding,
we facilitate claims by allowing clients to submit them online,
we counsel clients on insurance issues, draw up assessments and analyses:
- our advice
we represent the client before insurance companies in compensation cases.